Internal Audit that Inspires

Internal Audit Co-source

Creating value by seeing risk differently and building resilience in an ever changing environment.

Dhallu is a co-source internal audit service to the banking sector, based in London, U.K. With nearly 20 years of experience providing top quality audits to top-tier global and mid-tier banks, our insights and skills are our key differentiator.


We drive board decision making by proactively addressing emerging risks and matters of importance.


Technical knowledge alone is not sufficient. It creates silos. By adding leadership, experience, coaching and most importantly team collaboration skills – this breaks down those silos, ensuring all share the benefits of knowledge and experience, enabling teams to address challenging matters that supports board decision making and helping them achieve their strategic goals.


Tackling emerging issues that matter most to boards through quality audits through a sustainable practise of combining insights, experience, knowledge and most importantly, that’s missing in the market, team collaboration, which enables efficient and effective quality audits and boosts learning and development and morale within the team. 

Who we are

How do we create successful internal audits?

Our success lies within our vast audit and banking experience, accumulation of key skills and unique insights.


  • Nearly 20 years of audit experience in the banking sector
  • Experience of auditing most areas within banking - products, regulatory, compliance, financial crime, finance, functions.
  • Audit experience includes Bank of America, Prudential Financial, HSBC, JPMorgan, FCE Bank.
  • Proven experience in coaching team members to deliver challenging audits with strong audit results centred around a successful on-the-job coaching method, that has developed great leaders for nearly 20 years that has championed team collaboration skills to further develop future leaders.

Audit Insights

Assessment of latest developments in the industry and what it means for internal audit

SV
by Ravinder Singh 6 June 2025
What can internal audit learn from SVB's collapse? An assessment of the governance and risk issues at SVB that led to its collapse.
by Ravinder Singh 30 May 2025
Why is Continuous Monitoring vital for internal audit? What are the benefits to internal audit? How do you perform Continuous Monitoring?
by Ravinder Singh 23 May 2025
What is a risk? What is a control? How can attributes of a control assist internal audit? What's the difference between a process and control? This is a guide for new internal auditors.
by Ravinder Singh 20 May 2025
What is a walkthrough in internal audit? What's its purpose? How do you effectively follow up on walkthrough explanations? What is the effective method to discuss control gaps? How to opine on walkthroughs.
by Ravinder Singh 16 May 2025
What is key for a successful internal audit? How do you boost personal development, morale and learning within the internal audit team? How do you do this efficiently?
by Ravinder Singh 14 May 2025
Concerns that banks divert customers to lower interest accounts have been highlighted by recent investigations. What points should internal audit consider to review?
by Ravinder Singh 13 May 2025
What is Discretionary Credit Arrangement? Why is this banned by the UK FCA? What reasons were given in the CoA judgments? What points to consider for audit?
by Ravinder Singh 22 April 2025
Treatment of vulnerable customers should be embedded within bank's culture. What are audit scope considerations?
by Ravinder Singh 21 April 2025
What is internal audit, its purpose, methods, skills, types and its future.
More articles

Our Select Experience

We have experience auditing most aspects of the banking model. Some of these are broadly noted below

Product Control and Governance

Capital and Liquidity Management and Regulatory Compliance

Credit Risk Management

Financial Accounting and Reporting

Treasury Operations and Management

Regulatory Compliance - Prudential and Conduct

Operational Resilience

Financial Crime and Conduct - including AML, Anti-bribery, Anti-corruption, US FATCA

Contact us

Contact Us